Over 15,000+ insurance adjusters trained since 2008. Learn from a working catastrophe adjuster, former association president, and master instructor. No generic slide decks — just real claims, field judgment, and complete licensing.
When catastrophic weather strikes, insurance carriers and independent adjusting firms face immediate staff shortages. Adjusters who are already licensed and Xactimate-ready get deployed first.
Historic storm surges across the Florida Gulf Coast, Georgia, and the Carolinas left catastrophic damage. Firms continue seeking credentialed field and desk adjusters.
Prepare Your Credentials →Louisiana and Texas coastal impacts demonstrated how fast storm alert rosters activate. Learn how IA firm rosters mobilize and what tools you need on Day 1.
View Practical Adjusting →Widespread water and wind claims require sharp policy knowledge. Master flood exclusions, wind/hail verification, and residential roof inspection standards.
Get All-Lines Certified →If you live in a state that does not license insurance adjusters, you can claim Texas or Florida as your Designated Home State (DHS). Once you pass our state-approved online course, your license grants you reciprocity across more than 30 other states!
We don't sell recycled corporate slides. We teach you how to succeed in the field.
Dave Kaltenbach teaches pre-licensing, Xactimate, Practical Adjusting, and Construction Basics. You don't get passed between disconnected voices or generic AI avatars.
Every concept is grounded in actual claims. Learn how to verify damages, navigate gray areas, inspect tricky roof pitches, and write defensible estimates that get approved.
Xactimate is the industry standard estimating software used by 90%+ of carriers. Dave holds the highest instructor certification granted by Verisk/Xactware.
No hidden subscription traps or surprise fees. Get Texas All-Lines pre-licensing starting at just $179, with complete exam exemption included.
Real feedback from professionals who got their start with 2021 Training.
"The Florida Smart Start Package has been phenomenal. Dave's explanations of building construction and Xactimate sketching gave me the confidence I needed when I walked onto my very first catastrophe storm site."
"I passed the Texas course on my first try! Dave's real-world stories made the dry policy language stick in my memory. The Xactimate training alone was worth triple the price."
"As an out-of-state resident from Ohio, using Texas as my Designated Home State was seamless. 2021 Training gave me exact step-by-step instructions on fingerprinting and application."
Everything you need to know about getting your license and launching your career.
No! Our Texas All-Lines and Florida All-Lines pre-licensing courses are state-approved to administer the official exam directly online. When you pass our course exam, you receive your official certificate of completion that exempts you 100% from having to take the Pearson VUE or Prometric state proctored exam.
You have lifetime access to your coursework! Study at your own pace from any computer, tablet, or smartphone. Whether you finish in 4 days or 4 months, you never lose access.
An All-Lines license allows you to adjust virtually every type of claim: residential homeowners, commercial, auto, liability, inland marine, and catastrophe damage. A Property & Casualty (P&C) license is restricted and excludes certain liability and specialty lines. We strongly recommend the All-Lines license to maximize your deployment opportunities with IA firms.
If your home state does not issue an independent adjuster license (e.g. CO, IL, OH, PA, TN, VA), you can designate Texas or Florida as your Designated Home State (DHS). Once licensed in TX or FL, over 30 other states will issue you a reciprocal license without requiring you to take their individual state exams.
Xactimate is the industry standard software used to calculate repair costs, labor rates, and sketch structures for 90%+ of all property claims in North America. Independent adjusting firms won't deploy an adjuster to a hurricane or hail storm unless they can prove basic proficiency in Xactimate sketching and scoping.
